Simple Travel Insurance
Getting away on holiday is all about relaxing and it helps to know you will be looked after if an accident should befall you while you are on yours.
And at Simple we aim to make arranging our cover as quick and easy as possible so you can concentrate on enjoying your holiday.
We provide individuals, couples and families with single and annual trip cover to worldwide destinations, so whether you are heading out for an adrenaline-filled ski trip, a city break or a week on a sun lounger, keep your Travel Insurance Simple.
We make Travel Insurance Simple.
Specialising in online travel insurance our mission is to make travel insurance Simple, whatever your travel plans.
Simple Travel Insurance allows you to take out a policy in a matter of minutes. You can choose a cover level, add specialist activity cover and add details of any pre-existing medical conditions.
As there is no need to pick up the phone and everything can be done online, costs are kept low meaning you benefit from great value and comprehensive cover.
Simple Travel Insurance is part of the wider Simple Insurance Brands, including Simple Caravan Insurance and Simple Landlords Insurance.
Trusted by thousands of customers since 2007, we aim to take the hassle out of insurance, making cover easy to understand, quick to take out and manage – inviting many different types of people to keep their insurance Simple with us.
Simple Travel Insurance is a business name of Millennium Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales Company No. 2103848. Registered Office: Direct House, Quay Point, Lakeside Boulevard, Doncaster, DN4 5PL
Simple Travel Insurance is arranged by Ancile Insurance Group Ltd and by goodtogoinsurance.com Ltd, who are an appointed representative of Ancile Insurance Ltd. Ancile Insurance Group Ltd is authorised and regulated by the Financial Conduct Authority (FCA) -471641. Policies are issued by Optimum Underwriting Limited as Underwriting Agents for Ageas Insurance Company Ltd.
Making a claim
Simple Travel Insurance claims are managed by INTANA, Claims Department, Sussex House, Perrymount Road, Haywards Heath, West Sussex, RH16 1DN
24HR Emergency Medical Assistance Service. Contact the Emergency Medical Assistance Service on:
Over 55′s and existing medical conditions
In the event of a claim please contact:
In the event of a medical emergency or repatriation please call:
Tel: 0044 (0)208 865 3063
Frequently Asked Questions
Looking something specific? Browse our FAQs and we may have the answer you’re looking for. If you’re still having problems why not get in touch?
Help and FAQs
In this section we answer the most common questions about our Travel Insurance policy.
However, if you have a question that has not been covered in the Q&A, please contact us.
Q. Who provides Simple Travel Insurance?
A.Simple Travel Insurance is a business name of Millennium Insurance Brokers Limited. Millennium Insurance Brokers Limited are authorised and regulated by the Financial Conduct Authority. Our FCA registered number is 308310. Millennium Insurance Brokers Limited is registered in England and Wales Company No. 2103848. Registered Office: Direct House, Quay Point, Lakeside Boulevard, Doncaster, DN4 5PL. Millennium Insurance Brokers is part of Direct Group Limited whose registered office is Direct House, Quay Point, Lakeside Boulevard, Doncaster, DN4 5PL. Direct Group is also authorised and regulated by the Financial Conduct Authority under registered number 307332. Registered in England and Wales Company No. 2461657.
Simple Travel Insurance is arranged by Ancile Insurance Group Ltd and by goodtogoinsurance.com Ltd, who are an appointed representative of Ancile Insurance Ltd. Ancile Insurance Group Ltd is authorised and regulated by the Financial Conduct Authority (FCA) -471641. Policies are issued by Optimum Underwriting Limited as Underwriting Agents for Ageas Insurance Company Limited.
Q. What are the full policy exclusions and conditions?
A.The full policy exclusions and conditions are listed in the policy documents. To review and download a copy please visit our Policy Documents section.
Q. Am I eligible to take out Travel Insurance?
A. Most of the time yes – Simple Travel Insurance aims to make travel insurance accessible for as many UK residents as possible. Provided policy applicants are over 18, a permanent resident in the United Kingdom and registered with a Medical Practitioner in the United Kingdom then it’s expected that you’ll be eligible to take out Travel Insurance with Simple.
Q. Can I take out Travel Insurance if I have a pre-existing medical condition?
A.Yes – Simple Travel Insurance aims to make travel insurance simple even if you have a pre-existing medical condition. We’ve teamed up with Goodtogoinsurance.com to offer competitively priced travel insurance for travellers with a pre-existing condition. Click here to get a quote now.
Q. Do the Annual Multi Trip Insurance policies cover Winter Sports?
A.Yes – You can add Winter Sports cover to Annual Multi Trip and Single Trip Travel Insurance when you get a quote. Winter sports cover is available for those choosing Comprehensive and Premier policies for a small additional premium. To find out more about the Winter Sports cover we offer please see our Policy Documents section.
Q. Do Winter Sports fall under the Hazardous Sports category?
A.It depends on what activities you’ll be doing, the Simple Insurance Winter Sports cover on its own will provide cover for a range of winter related sporting activities including downhill skiing, cross country skiing, snowboarding, ice skating and curling.
However, we also offer separate Hazardous Activity cover, so if your winter sporting tastes are even more extreme, you might find you need to take out an additional Hazardous Activity cover.
To help you we list the different activities covered under the different activity options in the quote process.
Further details can also be found in the “Winter Sports” and “Hazardous Pursuits” sections of the Policy Documents.
Q. Is Baggage covered?
A.Yes – All the Simple Travel Insurance options include some Personal Effects and Baggage cover. The amount you are covered for will depend on whether you choose an Essentials, Comprehensive or Premier policy.
Q. Are the Canary Islands and Turkey classed as Europe?
A.Yes – we class the Canary Islands and Turkey as Europe.
Q. How do I make a claim?
A.For information on how to make a claim on your Simple Travel Insurance policy, please see our Making a Claim section.
Q. Do you cover Repatriation?
A.Repatriation is covered under the Emergency Medical Expenses section of the policy. Before any arrangements for repatriation are made, you must contact the Emergency Assistance company, the details of which are in your Policy Document.
Q. I’ve bought a policy and want to change my details.
A.If you’ve purchased a Simple Travel Insurance, Essential, Comprehensive or Premium cover please email Customer Services.
If you are over 55, or have a previous medical condition, and purchased a Simple Travel Insurance in associated with Goodtogoinsurance.com policy please email Customer Services.
Q. Do I need to take my policy documents with me when I go away?
A.Yes – As the policy documents sent to you contain important policy information, claims instructions and relevant contact details. We therefore recommend that you take your policy documentation with you when you go away.
The Policy Document which is relevant to you will depend on the type of cover you have purchased.
For policies purchased with Simple Travel Insurance where none of the insured party is over 55 or has any pre-existing medical condition:
|Policy Documents||Download (.pdf)|
|‘Policy Wording’ for our Standard Travel Insurance cover|
|‘Policy Summary’ for our Standard Travel Insurance cover|
For policies purchased with Simple Travel Insurance in association with Goodtogoinsurance.com, where someone in the insured party is over 55 or has any pre-existing medical condition:
|Policy Documents||Download (.pdf)|
|‘Policy Wording’ for our 55+ or Pre-existing Medical Condition cover|
|‘Policy Summary’ for our 55+ or Pre-existing Medical Condition cover|
Please take time to read and review these documents carefully to understand more about the cover provided by Simple Travel Insurance.
It’s a good idea to keep them somewhere safe, and make sure you have access to them whilst you are away in case you need to refer to them in the future.
The documents can be viewed or printed using Adobe Acrobat version 7.0 or later. If you do not have Adobe Acrobat Reader please click here to download it free.
Why Choose Simple?
- Single Trip from less than £8 and Multi Trip cover from less than £50
- European and Worldwide cover
- Cover for Over 55s and existing medical conditions
- Cover for individuals, couples, families and groups
- Additional cover for Winter Sports, Golf, Adventurous Activities and more….